If you want to be able to stretch your dollar, then you certainly want to avoid the most expensive cities in the US. That’s certainly true if you’re retired or your money is not dependent on your actual location.

So if, for example, you earn money online then you may want to check out cities like Akron, Oklahoma City, and Boise. There, the costs of rent, groceries, utilities, transportation, and dining at restaurants are much lower. That’s not exactly the case when you live in the most expensive US cities.

## Here are the cities you may want to avoid, according to Numbeo

**San Francisco, California**

People always think that New York will top any list of the most expensive cities in the US, but these days that’s no longer true. Now San Francisco is actually more like New York than New York. It’s the most expensive city in the US.

If you’re a visitor here, your money gets you just a bit more goodies than if you visit NYC. But if you live here, then you’re going to have quite a few challenges to face. For every $100 you spend in New York, you have to spend $101.95 for rent, $111.42 for groceries, and $101.55 for restaurant bills in San Francisco.

All in all, you’re going to have to spend $100.68 in San Francisco for every $100 you spend in New York. Among the most expensive US cities, San Francisco takes the cake.

The average rent for a 1-bedroom apartment in the city center is $3,162 and for a 3-bedroom it’s $5,589. Outside the center, a 1-bedroom goes for $2,234 and a 3-bedroom is for $4,200. To buy an apartment, it’s for $1,560 per square feet in the city center and $907 outside.

**New York City, New York**

This is the city that’s the gold standard for expensive living. Most people consider NYC the most expensive city in the US. Everything seems to be expensive here in New York. A 3-course meal for two in a mid-range restaurant will set you back $75, a pound of chicken breasts sells for $4.93, a gallon of gas costs $3.17, and a fitness club membership costs $90.17 a month.

The average rent for a 1-bedroom apartment in the city center is $2,992 and for a 3-bedroom it’s $6,582. Outside the center, a 1-bedroom goes for $1,896 and a 3-bedroom is for $3,423. To buy an apartment, it’s for $2,049 per square feet in the city center and $939 outside. That’s New York real estate for you.

**Brooklyn, New York**

It’s not really all that much different here compared to NYC, and in some ways it’s still quite expensive. For every $100 you spend in NYC, you have to spend $72.49 for rent, $96.74 for groceries, and $100.13 for restaurant bills in Brooklyn. Add them all up, and you’re going to have to spend $84.10 here in Brooklyn for every $100 you spend in New York.

A 3-course meal for two in a mid-range restaurant will cost $75, a pound of chicken breasts sells for $5.02, a gallon of gas costs $3.22, and a fitness club membership costs $43.33 a month.

The average rent for a 1-bedroom apartment in the city center is $2,428 and for a 3-bedroom it’s $4,150. Outside the center, a 1-bedroom goes for $1,619 and a 3-bedroom is for $2,600. To buy an apartment, it’s for $1,199 per square feet in the city center and $600 outside.

**Washington, DC**

Some people say that so many members of Congress have been arrested for corruption because the nation’s capital is so expensive to live in. The public school system is not exactly superb, and private schools cost an arm and a leg.

For every $100 you spend in NYC, you have to spend $64.25 for rent, $96.02 for groceries, and $96.74 for restaurant bills in Washington. In total, and you’re going to have to spend $80.25 here for every $100 you spend in New York.

A 3-course meal for two in a mid-range restaurant will cost $75, a pound of chicken breasts sells for $3.74, a gallon of gas costs $3.42, and a fitness club membership costs $70.08 a month.

The average rent for a 1-bedroom apartment in the city center is $1,903 and for a 3-bedroom it’s $3,993. Outside the center, a 1-bedroom goes for $1,462 and a 3-bedroom is for $2,272. To buy an apartment, it’s for $560 per square feet in the city center and $394 outside. These are the kind of accommodation costs than even the other most expensive cities in the US can’t really match.

**Boston, Massachusetts**

This is a great city by all accounts, with lots of good schools and entertainment options. But it’s also going to cost you quite a bit, as Boston is also one of the most expensive cities to live in the US.

For every $100 you spend in NYC, in Boston you have to spend $72 for rent, $89.30 for groceries, and $86.57 for restaurant bills. In total, and you’re going to have to spend $78.59 here for every $100 you spend in New York.

A 3-course meal for two in a mid-range restaurant will cost $60, a pound of chicken breasts sells for $3.80, a gallon of gas costs $3.07, and a fitness club membership costs $62.90 a month.

The average rent for a 1-bedroom apartment in the city center is $2,230 and for a 3-bedroom it’s $4,213. Outside the center, a 1-bedroom goes for $1,513 and a 3-bedroom is for $2,768. To buy an apartment, it’s for $317 per square feet in the city center and $202 outside.

**Honolulu, Hawaii**

This is a prime tourist destination, and for visitors it’s even more expensive than New York. But compared to every $100 you spend in NYC, in Honolulu as a resident you spend only $55.64 for rent, $89.30 for groceries, and $83.95 for restaurant bills.

The real expenses will reflect on the groceries because you’re not in the US mainland, so goods that cost $100 in NYC cost $114.98 in Honolulu. That makes it one of the most expensive cities to live in the US.

In total, and you’re going to have to spend $77.67 here for every $100 you spend in New York.

A 3-course meal for two in a mid-range restaurant in Honolulu will cost $60, a pound of chicken breasts sells for $6.02, a gallon of gas costs $3.41, and a fitness club membership costs $50.25 a month.

The average rent for a 1-bedroom apartment in the city center is $1,480 and for a 3-bedroom it’s $3,230. Outside the center, a 1-bedroom goes for $1,217 and a 3-bedroom is for $2,361. To buy an apartment, it’s for $550 per square feet.

**San Jose, California**

San Jose is actually in the top ten most populated cities in the US, with the entire metro filled with almost 2 million people. This is the capital of Silicon Valley, and its high cost of living is well-known. It can feel like the most expensive city in the US.

For every $100 you spend in NYC, in San Jose you have to spend $72.67 for rent, $85.21 for groceries, and $72.39 for restaurant bills. In total, and you’re going to have to spend $76.37 here for every $100 you spend in New York.

A 3-course meal for two in a mid-range restaurant will cost $50, a pound of chicken breasts sells for $3.02, a gallon of gas costs $3.35, and a fitness club membership costs $32.29 a month.

The average rent for a 1-bedroom apartment in the city center is $1,988 and for a 3-bedroom it’s $3,867. Outside the center it’s not all that cheaper, as a 1-bedroom goes for $1,826 and a 3-bedroom is for $3,144. To buy an apartment, it’s for $377 per square feet on average in the city center and $367 outside.

**Oakland, California**

The Golden State Warriors just won the NBA championship, but that won’t let you forget just how expensive it is here. With the influx of hi-tech companies in the area, the tech boys and girls brought with them high prices as well. Their presence has made Oakland among the most expensive cities in the US.

For every $100 you spend in NYC, in Oakland you have to spend $63.55 for rent, $97.04 for groceries, and $79.16 for restaurant bills. In total, and you’re going to have to spend $74.02 here for every $100 you spend in New York.

A 3-course meal for two in a mid-range restaurant will cost $50, a pound of chicken breasts sells for $4.63, a gallon of gas costs $3.12, and a fitness club membership costs $46.25 a month.

The average rent for a 1-bedroom apartment in the city center is $1,957 and for a 3-bedroom it’s $3,200. Outside the center, a 1-bedroom goes for $1,542 and a 3-bedroom is for $2,767. To buy an apartment, it’s for $425 per square feet in the city center and $350 outside.

**Seattle, Washington**

People think that Seattle is a rather laidback city. It’s where all these gourmet coffee shops first originated, and where Nirvana first made its mark. It’s a cool city in more ways than one. People love their baseball and football, but they’re not going to riot when they win a championship.

But then again, if they can take the prices in Seattle, they can probably take everything else.

For every $100 you spend in NYC, in Seattle you have to spend $56.01 for rent, $97.13 for groceries, and $83.53 for restaurant bills. In total, and you’re going to have to spend $72.63 here for every $100 you spend in New York.

A 3-course meal for two in a mid-range restaurant will cost $62.50, a pound of chicken breasts sells for $5.77, a gallon of gas costs $3.24, and a fitness club membership costs $43 a month.

The average rent for a 1-bedroom apartment in the city center is $1,656 and for a 3-bedroom it’s $3,268. Outside the center, a 1-bedroom goes for $1,247 and a 3-bedroom is for $2,172. To buy an apartment, it’s for $438 per square feet in the city center and $275 outside.

**Stamford, Connecticut**

Just in case you don’t know, Stamford is home to the largest concentration of corporations in the entire US. In fact, some of them have even begun to move outside the city because the rent has become too expensive. It’s really one of the most expensive US cities.

For every $100 you spend in NYC, you have to spend $57.37 for rent, $94.02 for groceries, and $89.81 for restaurant bills in Stamford. In total, and you’re going to have to spend $87.25 here for every $100 you spend in New York.

A 3-course meal for two in a mid-range restaurant will cost $65, a pound of chicken breasts sells for $6.25, a gallon of gas costs $2.56, and a fitness club membership costs $39 a month.

The average rent for a 1-bedroom apartment in the city center is $1,825 and for a 3-bedroom it’s $2,850. Outside the center, a 1-bedroom goes for $1,370 and a 3-bedroom is for $2,500. To buy an apartment, it’s for $511 per square feet in the city center and $437 outside.

## Conclusion

When you look at the prices, you may think they’re not at all that bad since they’re all cheaper than NYC (except for San Francisco). But when you compare them to Akron, you realize just how much cheaper than NYC it can get.

In Akron, you only spend $42.42 in total for every $100 spent in NYC. You only spend $19.37 rent, $62.31 for groceries, and $56.33 for a restaurant meal for every $100 in New York.

A 3-course meal for two in a mid-range restaurant will cost $30, a pound of chicken sells for $2.13, a gallon of gas costs $2.12, and a fitness club membership costs $35 a month.

The average rent for a 1-bedroom apartment in the city center is $485 and for a 3-bedroom it’s $825. Outside the city center, a 1-bedroom goes for $625 and a 3-bedroom is for $950. To buy an apartment, you will spend $150 per square foot in the city center and $80 outside. Now these are prices you can really live with.